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Become a Habitat Partner Family

At Habitat for Humanity of Richland and Crawford Counties, we are dedicated to providing safe and affordable housing for low to moderate-income households. Our homeowner eligibility and selection process is based on the U.S. Department of Housing and Urban Development’s definition of area median income, ensuring that we serve families whose income does not exceed 60% of the local area median income.

If you dream of owning your own home, we are here to support you through the application process and guide you every step of the way.

Create a Path to Homeownership
Becoming a Habitat homeowner requires commitment, hard work, and dedication. Our comprehensive process ensures the long-term success of our homeowners and strengthens our communities.
Assistance from Application to Keys
When you partner with us, we work together from the initial application to the moment you receive the keys to your new home. This collaborative approach helps you build the necessary skills and knowledge for successful homeownership, including personal finance management, mortgage understanding, home maintenance, and more. Once selected, Habitat homeowners become partners in the process.
Build a Sense of Ownership Through Sweat Equity
This partnership involves actively participating in constructing their own home or the homes of others in our homeownership program, known as "sweat equity." Sweat equity can also be fulfilled by taking homeownership classes or volunteering at Habitat ReStore locations. This collaborative effort helps create a sense of ownership and pride in the community.
Pay an Affordable Mortgage
Habitat homeowners must be able and willing to pay an affordable mortgage. We strive to ensure that the mortgage does not exceed 30% of the homeowner's gross monthly income. By keeping mortgage payments affordable, we enable families to build a stable financial foundation while also reinvesting those payments back into the community to support the construction of additional Habitat houses.
Equal Opportunity Selection
Habitat for Humanity follows a nondiscriminatory policy for homebuyer selection. We do not consider race or religion as factors in our selection process. Our mission is to provide affordable housing opportunities to all qualified individuals and families in need.

Applying for a Habitat Home

To begin the application process, you can download and print the application from the link below or request a copy from our office. The application requires you to provide information on your gross monthly income, monthly expenses, long-term expenses (such as credit cards or loans), and landlord details.

We are here to help you navigate the application process and answer any questions. Take the first step towards homeownership and apply today to become a Habitat for Humanity of Richland and Crawford Counties Partner Family.

We are not currently Accepting Applications at this time

Requirements for Homeownership

  • Need for adequate shelter
  • Ability to pay the monthly mortgage
  • Total debt-to-income ratio of 30% or less (monthly debt divided by monthly income)
  • Willingness to partner with Habitat by completing 250 hours of "sweat equity" per adult, which includes building homes and attending homeownership education classes
  • Demonstrating decent and responsible credit history, including: bankruptcy fully discharged for at least one year, no court-ordered debt, and passing a background check for all family members who will live in the home

Home Repair Program

The Habitat for Humanity Home Repair Program is a lifeline for homeowners facing critical repairs or accessibility challenges. Through this program, our dedicated teams partner with local families to revitalize their homes, ensuring they remain safe, secure, and comfortable places to live. Whether it’s fixing a leaky roof, repairing a damaged foundation, or making a home wheelchair-accessible, our Home Repair Program embodies our commitment to building strength, stability, and self-reliance for families in need. Together, we’re not just repairing houses; we’re restoring hope and dignity, one home at a time.

Apply for Home Repair

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Help us build a better future.

Make a one-time or recurring donation to Habitat for Humanity of Richland and Crawford Counties today!

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